Caruana: The financial institution in partnership of urban mobility.
Governance Structure of Controls
The existing control structure is compatible with the size and complexity of operations:
Credit analysis
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Registration
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Financial
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Products and Marketing
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Ombudsman
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Accounting
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Internal Law
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Risk Management Area
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I.T. and Procedures
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Products Background
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Internal Control Area/AML
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Internal Audit
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The committee structure encompasses all relevant aspects of the organization:
Executive Committee
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Billing Committee
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AML Committee
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I.T., Projects and Products Committee
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Credit Committee
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Risk Management Committee
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External Audit (Deloitte)
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Institutional Rating (S&P)
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